It’s been said a thousand times before that people don’t like shopping for insurance. A lot of people think that it’s a hassle or that it’s too time consuming and some just don’t know what they are looking for, and that makes it harder when going in alone. That’s where shopping with an independent agent can make all the difference especially when it comes to tasks such as comparison shopping and finding the proper coverage; they do the heavy lifting so you don’t have to! You’re still left to make all the important decisions, but they spare a lot of legwork that you would otherwise have to do without their help.
One of the biggest things that people have trouble with when it comes to shopping for insurance is how costly it can be. A lot of people will look at one or two quotes and decide that it’s too pricey for them, but since they don’t want to spend more time looking for cheaper coverage they could end up paying more out of convenience. An independent agent can help with this because one of the best things is you don’t have to continuously give your information to a bunch of different people, you provide your information once and they spare you all that frustration! It’s like having your own personal shopper for insurance and you can rest easy knowing that the choice is yours between the options that they provide you with.
Dave Ramsey, someone we’d like to consider a financial guru, makes some interesting points when it comes to dealing with the renewal process. A lot of us would like to think that our policy doesn’t need to change and so we end up renewing it without thinking of the benefits of shopping for another policy. We know that change is hard, but consulting an independent agent about changing your policy could save you a lot of money. That isn’t the only thing that an independent agent can help with in the long run though. There are many different reasons and these are just the bare minimum of what can be helped with. Saving money, finding a policy better suited to you and working with someone that you’re comfortable with.
Picture Above: Chad Young, Owner of The Young Insurance Group & Dave Ramsey
We know how hard change can be when it comes to insurance and renewing your policy, but sometimes change can be good. Not to mention it could save you the time, frustration and money that you otherwise would’ve been wasting. An independent insurance agent is good for more than just doing the legwork for you, so give Young Insurance a try. You won’t be disappointed and they’re one of Dave Ramsey’s approved independent insurance agents! If you have any questions or concerns then feel free to contact us or drop a line to chat, we’d love to hear from you!