Winery & Vineyard Insurance
Insurance Policies for Wineries in Colorado
As a winery or vineyard owner, you know there is much more to the process of producing terrific wine than simply growing grapes. Large or small, there is a unique risk for insuring a vineyard or winery and vintners require customized insurance solutions. At Young Insurance Group, we understand wine. We live in the community that is home to over 90 wineries and tasting rooms. Our winery program is in partnership with some of the top insurance companies in the country. We’ve established great programs with regional partners as well; partners who understand your local needs and whose programs will help your winery in Colorado be protected throughout the year, both in the season and while your wine is aging.
Some Optional Coverages Include:
Wine Leakage* – includes property held by the insured in trust or on consignment or on joint account belonging to others.
Unexpected Wine Oxidization* – finished or in process if caused by failure of corks, synthetic corks or screw tops and results in volatile acidity that exceeds the federal standard.
Unexpected Wine Contamination* – contact of wine products with residual cleaning solvents within the tanks/vessels/barrels/bottles.
Winery Stock Valuation *
- Finished Stock – selling price less value of discounts and expenses.
- Irreplaceable Wines – value on the date of loss at the average market value.
- Stock in Process – value on the date of loss for previous three years for the same varietal.
*please note the above coverage options are simplified descriptions of policy language. Please reference your company issued policy for complete details of coverages, conditions, exclusions and limitations.
Other Winery Insurance Coverage Availability:
- Buildings, business personal property and stock
- Business Income
- Extra expenses
- Equipment breakdown
- Inland marine
- Wine leakage
- Wine caves
- Blanket limits
- No co-insurance clause
- Fine arts
- Computers and media
- Accounts receivable
- Valuable papers and records
- Commercial auto
- General liability
- Liquor liability
- Employment practices liability
- Employee benefit liability
- Product withdrawal expense
- Wind drift or over-spray
- Progression liability
- Internet liability and network protection
- Auto liability
- Umbrella liability
If you think your Winery in Colorado could benefit from an insurance policy made specifically for wineries in here, contact Young Insurance Group. We have been providing insurance for Colorado for years and provide you with the best choice of insurance coverage and companies available. 303-660-0470